{"id":1629,"date":"2025-07-20T08:22:29","date_gmt":"2025-07-20T08:22:29","guid":{"rendered":"https:\/\/universeumr.com\/site\/?page_id=1629"},"modified":"2025-07-20T08:23:13","modified_gmt":"2025-07-20T08:23:13","slug":"term-and-conditions","status":"publish","type":"page","link":"https:\/\/universeumr.com\/index.php\/term-and-conditions\/","title":{"rendered":"term-and-conditions"},"content":{"rendered":"\t\t
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Terms & Conditions<\/strong><\/h1>

Welcome to UMR<\/strong>. By accessing and using our website and services, you agree to comply with the following Terms & Conditions. Please read them carefully before using our platform.<\/p>

1. Introduction<\/strong><\/h2>

UMR provides services including but not limited to healthcare financing, hospital onboarding, agricultural advisory, cattle insurance facilitation, and field survey services. These terms govern your use of our website and any services provided by UMR.<\/p>

2. Service Usage<\/strong><\/h2>

  • Access to UMR\u2019s services is provided subject to availability and eligibility criteria.<\/p><\/li>

  • Certain services, such as financing or insurance facilitation, may require completion of verification processes and compliance with applicable regulations.<\/p><\/li>

  • UMR reserves the right to modify, suspend, or discontinue any service without prior notice.<\/p><\/li><\/ul>

    3. User Obligations<\/strong><\/h2>

    By using our services, you agree to:<\/p>

    • Provide accurate, complete, and updated information as required for service facilitation.<\/p><\/li>

    • Use our website and services solely for lawful purposes.<\/p><\/li>

    • Not engage in any activity that interferes with or disrupts the functionality of the website or the services.<\/p><\/li><\/ul>

      4. Intellectual Property Rights<\/strong><\/h2>

      • All content on this website, including text, graphics, logos, images, and software, is the property of UMR or its licensors.<\/p><\/li>

      • Unauthorized use, reproduction, or distribution of our content is prohibited without prior written consent.<\/p><\/li><\/ul>

        5. Limitation of Liability<\/strong><\/h2>

        • UMR is not responsible for any direct, indirect, incidental, or consequential damages arising from your use of the website or services.<\/p><\/li>

        • While we strive for accuracy, we do not guarantee the completeness, reliability, or timeliness of the information provided on the website.<\/p><\/li><\/ul>

          6. Privacy Policy<\/strong><\/h2>

          • UMR is committed to protecting your personal data. Our data collection and usage practices are outlined in our Privacy Policy<\/strong>, available on our website.<\/p><\/li>

          • By using our services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.<\/p><\/li><\/ul>

            7. Payment Terms<\/strong><\/h2>

            • Certain services may involve payments, which will be communicated transparently before service initiation.<\/p><\/li>

            • All payments must be made through approved channels and are subject to applicable taxes under Indian law.<\/p><\/li><\/ul>

              8. Third-Party Services<\/strong><\/h2>

              • UMR may integrate services provided by third parties. We are not responsible for the actions, content, or services of these third parties.<\/p><\/li><\/ul>

                9. Governing Law & Dispute Resolution<\/strong><\/h2>

                • These Terms & Conditions are governed by and construed in accordance with the laws of India<\/strong>.<\/p><\/li>

                • Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in [Insert City, India, e.g., New Delhi or Mumbai]<\/strong>.<\/p><\/li><\/ul>

                  10. Changes to Terms<\/strong><\/h2>

                  UMR reserves the right to amend these Terms & Conditions at any time. Updates will be posted on this page with the revised effective date.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                  Terms & Conditions Welcome to UMR. By accessing and using our website and services, you agree to comply with the following Terms & Conditions. Please read them carefully before using our platform. 1. Introduction UMR provides services including but not limited to healthcare financing, hospital onboarding, agricultural advisory, cattle insurance facilitation, and field survey services. These terms govern your use of our website and any services provided by UMR. 2. Service Usage Access to UMR\u2019s services is provided subject to availability and eligibility criteria. Certain services, such as financing or insurance facilitation, may require completion of verification processes and compliance with applicable regulations. UMR reserves the right to modify, suspend, or discontinue any service without prior notice. 3. User Obligations By using our services, you agree to: Provide accurate, complete, and updated information as required for service facilitation. Use our website and services solely for lawful purposes. Not engage in any activity that interferes with or disrupts the functionality of the website or the services. 4. Intellectual Property Rights All content on this website, including text, graphics, logos, images, and software, is the property of UMR or its licensors. Unauthorized use, reproduction, or distribution of our content is prohibited without prior written consent. 5. Limitation of Liability UMR is not responsible for any direct, indirect, incidental, or consequential damages arising from your use of the website or services. While we strive for accuracy, we do not guarantee the completeness, reliability, or timeliness of the information provided on the website. 6. Privacy Policy UMR is committed to protecting your personal data. Our data collection and usage practices are outlined in our Privacy Policy, available on our website. By using our services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy. 7. Payment Terms Certain services may involve payments, which will be communicated transparently before service initiation. All payments must be made through approved channels and are subject to applicable taxes under Indian law. 8. Third-Party Services UMR may integrate services provided by third parties. We are not responsible for the actions, content, or services of these third parties. 9. Governing Law & Dispute Resolution These Terms & Conditions are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts in [Insert City, India, e.g., New Delhi or Mumbai]. 10. Changes to Terms UMR reserves the right to amend these Terms & Conditions at any time. Updates will be posted on this page with the revised effective date.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1629","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/universeumr.com\/index.php\/wp-json\/wp\/v2\/pages\/1629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/universeumr.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/universeumr.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/universeumr.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/universeumr.com\/index.php\/wp-json\/wp\/v2\/comments?post=1629"}],"version-history":[{"count":6,"href":"https:\/\/universeumr.com\/index.php\/wp-json\/wp\/v2\/pages\/1629\/revisions"}],"predecessor-version":[{"id":2029,"href":"https:\/\/universeumr.com\/index.php\/wp-json\/wp\/v2\/pages\/1629\/revisions\/2029"}],"wp:attachment":[{"href":"https:\/\/universeumr.com\/index.php\/wp-json\/wp\/v2\/media?parent=1629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}